The First Envelope Budgeting App You'll Stick With.

InstaBudget will change the way you budget. No need to enter transactions manually anymore. Set a budget and let InstaBudget work its magic.

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Why Envelope Budgeting?

With the envelope budgeting system, you divide your income into different spending categories — groceries ๐Ÿฅ‘, transportation ๐Ÿš™, travel ๐Ÿ, etc. Once you've decided how much you want to spend on a family of expenses, allocate that amount to it. Then any payment in that category gets deducted from the allotted amount.

This system works because it mimics real life. For example, did you spend too much on coffee โ˜•๏ธ and can't pay your bill ๐Ÿงพ? When a category runs out of money, you need to take funds away from another envelope, like you would in real life.

Auto-Import Your Transactions

Are you tired of checking multiple banks and accounts to keep track of your expenses? InstaBudget can import your transactions automatically from over 4,000 banks in the US and Canada.

Auto-Categorize Your Expenses

Don't want to spend hours categorizing your expenses? Thanks to a powerful rule engine, InstaBudget will classify your transactions automatically and more.

Budget Like a Pro

Give your money a purpose by allocating for each category, and quickly rebalance when life gives you lemons.

“Plans Are Worthless, But Planning Is Everything.“

Set Goals and Stick to Them

Are you struggling to keep up with all your financial plans? Whether it's a short-term or long-term goal, you can set aside the budget you need today, thanks to InstaBudget goals. Goals can be on a cadence, for a specific date, or recurring, allowing you to stay on track with a wide range of financial goals.

Split across multiple Categories

Are you ordering anything and everything from Amazon? No worries, split your transactions any way you want between categories.

Other Features

Recurring Expenses

Track your weekly, monthly, and yearly recurring transactions. Those can be easily created from imported transactions.


Have accounts abroad? No problem, InstaBudget can handle accounts in different currencies from your budget.


Can't remember how much you spent at Starbucks last year? Easily search through all of your transactions with powerful filters.


Attach receipts or photos to your transactions.

Take advantage of our Early adopters deal ๐Ÿš€

For a limited time only


$6.99 / month

  • โœ“ Auto-Import
  • โœ“ Rules & Auto-Categorization
  • โœ“ Envelope Budgeting
  • โœ“ Unlimited Bank Accounts
  • โœ“ Unlimited Categories
  • โœ“ Expense Tracking
  • โœ“ Multiple Currency Support
  • โœ“ Recurring Expenses
  • โœ“ Search
  • โœ“ Attachments
  • โœ“ Unlimited Budgets

InstaBudget will contribute 1% of your subscription to remove COโ‚‚ from the atmosphere through Stripe Climate.

Budget from Anywhere

InstaBudget syncs across devices so whether you are budgeting from your desktop or phone, your budget is always up to date.

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Simplify your personal finance today

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14 Days Free TrialCancel AnytimeNo Credit Card Required!